The COVID-19 Recovery and Resilience Program is an initiative by Mastercard Foundation in partnership with KEPSA whose aim is to support women/youth-led or owned micro, small and medium enterprises (MSMEs) whose operations have been adversely affected by Covid-19.​

Through this project, KEPSA seeks to support MSMEs who find it difficult to access financing from formal lending institutions such as banks and micro-financers.

This initiative was launched in August 2020 and saw a total of 710 applications for the Interest-free loans being received by January 31st, which was the deadline for submitting the applications.

So far, 101 MSMEs have already benefited from a total of over Kshs 40 Million in form of interest-free short-term loans ranging between Kshs 100,000 to Kshs 1.5 million without any collateral. 

The application window for interest-free loans is now closed.

Besides providing loans, the program also enables MSMEs to share knowledge between them, and provides coaching to businesses on how to navigate the prevailing market disruptions, through training and mentorship sessions by market and industry leaders from different sectors. These sessions are meant to equip MSMEs with recovery and resilience skills to propel their businesses post Covid-19 period.

For any inquiry, support or assistance regarding this program, reach the KEPSA MSME team on 0773132403 / 0780306036 / 0794968559 /
Here are some testimonials from some of the beneficiaries of the loans: